summary of the structure and function schufa free credit
Due to the ever increasing use of credit cards as payment, and the fact Bearing in mind that its trainees, students, should be able to pensioners or vulnerable people are using a credit card that were part of the credit card companies Visa and Mastercard so-called prepaid credit cards on the market.
The term "prepaid" means, translated sinngemaess "prepaid" and can also indicative of how these credit cards zu.Im Unlike conventional credit cards, to be charged here against card use the credit card account with a usually freely selectable by the owner credit. About this balance can then be disposed of by use of the credit card as a habitual credit card.
We have also been the main difference between a prepaid credit card and an ordinary credit card: the lack of financing function. All transactions conducted are charged directly to credit card account and it can only sales are generated in such a height, how is the credit card account. Since only accessible which can be spent in the account balances, is for the award of such credit cards no Schufa information required or may be a contract even with negative Schufa features. For this reason we speak in such a prepaid credit card by a credit card without Schufa Except for the lack of Hochpraegung credit card prepaid credit cards do not differ from normal credit cards. can use such a credit card without Schufa everywhere where you can also use an ordinary credit card, but with the exception of the now almost extinct, "Ritsch-ratchet" devices in which the embossed on the credit card data will be photocopied manual. In electronic payments, cash withdrawals at machines or at point of sale, there are no differences in Acceptance or use of credit cards between the two species.
Before purchasing a credit card without Schufa should be taken to ensure that the credit card account can be recharged with any amount, the maximum daily amounts available are not too low and lurk above all, no hidden costs. Cash withdrawal and payment at point of sale should be at least in the domestic or euro area to be absolutely free of charge. A German reference account for charging or a German bank that issues the credit card is also an advantage because almost all German banks are subject to the deposit guarantee fund and which are located on the credit card accounts is insured funds in a sufficient amount.
keyword: schufa-free credit cards, credit card accounts, prepaid cards, VISA and Master Card
